By Josh McKnight | The McKnight Team
Montgomery County real estate is about to feel a change made in Washington. Congress just passed the biggest housing law in years, and it could change how families buy and sell homes right here in Montgomery County. The 21st Century ROAD to Housing Act became law on July 11 after months of work led by the National Association of Realtors. The law takes aim at one problem almost every buyer in our area already knows about. There are not enough homes for sale.
You can see that shortage in the numbers. The median sale price in Montgomery County was about $484,547 in May 2026, according to Redfin, and homes still sold in around 42 days. Prices stay high when demand keeps beating supply. This new law tries to fix that from a few different angles at once.
What the Law Actually Does
The ROAD to Housing Act is not one single idea. It is a bundle of policies built to work together. The law focuses on four goals. Build more housing. Help more people become homeowners. Open up more access to lending. And support veterans who want to buy.
That mix matters for a place like Montgomery County. We have older boroughs like Lansdale and Ambler where buildable land is tight. We have townships still adding new construction. More housing supply, over time, can ease the bidding wars that push first-time buyers out. It will not happen overnight. But the direction is the point.
Why Montgomery County Real Estate Buyers and Sellers Should Care
For buyers, more supply down the road could mean a little more breathing room. Fewer all-cash wars. More time to think before you write an offer. For sellers, a healthier market with more first-time buyers means a bigger pool of people who can actually qualify to buy your home.
The parts of the law aimed at lending and homeownership access are worth watching too. When more buyers can get approved, demand at the entry level stays strong. In a county where the median price sits near $485,000, that entry level is exactly where a lot of our sellers are trying to reach.
What This Means for You
If you have been sitting on the sidelines waiting for more homes to hit the market, this law is a small sign that help is coming. If you are a seller, the takeaway is different. Right now, supply is still tight and buyers are still competing. That gives you the upper hand today, and it may soften as more homes get built. Timing your move around real market conditions beats guessing.
Thinking about your next step in Lansdale, Ambler, or anywhere in Montgomery County? We track these changes so you do not have to, and we read the Montgomery County real estate market street by street.
Thinking about buying or selling in Montgomery County? Call or text The McKnight Team at (267) 458-2438, or get a free home valuation.
Frequently Asked Questions About Montgomery County Real Estate
What is the ROAD to Housing Act?
It is a federal housing law that became effective on July 11, 2026. It bundles many policies aimed at building more homes, expanding who can become a homeowner, widening access to home loans, and supporting veterans.
Will the new housing law lower home prices in Montgomery County?
Not right away. The law is built to increase housing supply over time. More supply can slow price growth and ease bidding wars, but Montgomery County prices near $484,547 as of May 2026 reflect a market where demand still runs ahead of supply.
Is now a good time to sell a home in Montgomery County?
Supply is still tight and homes sold in about 42 days in May 2026, so sellers hold a strong hand today. As more housing gets built in the years ahead, that edge may narrow.
How does the law help first-time buyers?
It expands access to homeownership and to lending. That can help more first-time buyers qualify and compete, especially at the entry-price levels common across Montgomery County.
