November 14, 2025

Could a 50-Year Mortgage Make Homeownership More Affordable?

As housing affordability continues to challenge buyers nationwide, the idea of a 50-year mortgage is gaining attention. The concept is now being explored at the federal level as one possible strategy to help more Americans — especially first-time homebuyers — enter the housing market. Recently, Federal Housing Finance Agency (FHFA) director Bill Pulte confirmed that the Trump administration is...